Combine chocolate chips and milk in a 2-cup measuring cup. Microwave on HIGH for 60 to 90 seconds or until steaming hot.
Stir until chocolate is melted. Beat in egg and sugar until blended. Stir in vanilla extract and bread cubes. Spoon into two 6 ounce glass custard cups. Microwave on MEDIUM-HIGH (70%) for 3 to 4 minutes or until puffed and set. Rotate dishes once while cooking.
Serve warm or cold. If desired, top with whipped cream and chocolate curls.
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Makes: Approximate values per serving: 363 calories, 14 g fat, 75 mg cholesterol, 20 g protein, 41 g carbohydrates, 2 g fiber, 2,033 mg sodium, 35 percent calories from fat